Just a quick note on wills. You may or may not need a will; it depends on your financial situation and the laws where you live. I'm in NH and co-own all the major stuff (house, cars, bank accounts) with my wife. My net worth is low enough that I can die without a will and my wife just keeps going. She'd loose title to my Ninja, but I don't think that's much of a loss for her ;-)
The important bit is to check the laws where you live.
Re all the secret stuff; either share or put the details in escrow somewhere with instructions for what to do in the event of your demise.
Just a quick note on wills. You may or may not need a will; it depends on your financial situation and the laws where you live. I'm in NH and co-own all the major stuff (house, cars, bank accounts) with my wife. My net worth is low enough that I can die without a will and my wife just keeps going. She'd loose title to my Ninja, but I don't think that's much of a loss for her ;-)
The important bit is to check the laws where you live.
Re all the secret stuff; either share or put the details in escrow somewhere with instructions for what to do in the event of your demise.