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  1. Jake,

    I use Barclays and their online banking seems to work quite well, although it can be slow during the peak times of the day. They have a nice 'feature' they never fixed - if you have a savings account with them that requires notice so you don't loose interest, if you transfer from it with the online banking you don't loose the interest! One reason why I like online banking is that these days if you try to call them to make a transfer or a bill payment, they want you to talk to your 'business banker' who is never there, and you just get the dumb call centre people. Banks have got very impersonal these days, although fortunately I have a very good relationship with the small business manager so he always does me a good turn when needed. Get that if you can, work on a decent contact in your branch so you get some personal service when needed.

    I don't know if its changed, but last time I looked most of the new business offers from the high street banks were free for 12 months. You would have to negotiate an overdraft if you wanted one though.

    Mel uses co-op for personal stuff and finds the online banking very reliable.

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