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  1. Apply for an account? Waiting to see if you are accepted? Having the bank DECLINE to let you open an account because you have no debt?

    WHAT.....THE.....FUCK?

    Sorry for the profanity Jake, but that just totally blows my mind. Things seem to be totally upside down. When you put your money into a bank account, you are lending them some of it. Which makes the bank the SERVANT, and you the MASTER.

    The whole idea of a bank declining my business (unless I have a demonstrated propensity for overdrafts etc) is so completely alien to me I just can't seem to get my head around it.

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